Guides
Guides for real estate investors
In-depth explainers on private money loans, DSCR loans, fix-and-flip financing, and how real estate investors get funded. Written for investors who want straight answers before they apply.
What is a Hard Money Lender? A Guide for Real Estate Investors
A hard money lender is a private individual or company that funds short-term real estate loans secured by the property itself. Learn how they work, what they charge, and when to use one.
Updated 2026-04-20
What is a DSCR Loan? A Complete Guide for Real Estate Investors
A DSCR loan is a mortgage that qualifies based on a rental property's cash flow instead of your personal income. Learn how DSCR loans work, who they're for, and what rates to expect.
Updated 2026-04-20
Fix and Flip Loan Requirements: What Lenders Look For
Fix and flip loan requirements typically include 10-25% down, 620+ FICO, proof of funds for reserves, and a viable rehab plan. Here's exactly what lenders want before they fund.
Updated 2026-04-20
DSCR Loan Rates: What to Expect in Today's Market
DSCR loan rates typically run 1-2% higher than conventional investment property mortgages. Here's what drives pricing, how to lower your rate, and what current benchmarks look like.
Updated 2026-04-20
DSCR Loan for an LLC: How to Get Funded Without Personal Income Docs
DSCR loans can close in the name of an LLC, making them a popular choice for real estate investors. Here's how DSCR lending for LLCs works, what lenders want, and common pitfalls to avoid.
Updated 2026-04-20
Bridge Loan vs Hard Money Loan: What's the Difference?
Bridge loans and hard money loans overlap but serve different purposes. Here's how they compare on speed, cost, and use case — and when to choose one over the other.
Updated 2026-04-20